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Bank Officers

People you can trust

Our bank officers at Commercial Trust have a combined experience of almost 175 years serving customers in the financial services industry. Whether you need assistance with deposit products, investment options, retirement planning, trust services or residential, business, and consumer loans, we can answer your questions, suggest options and solutions, and provide you with our most knowledgeable and professional advice to suit your wants and needs.

As your locally owned community bank, Commercial Trust decisions are made right here, saving you time and providing competitive interest rates, all with a minimum amount of hassle. Contact one of us today and allow us to introduce you to THE BANK in Fayette and Harrisburg! We Want To Be Your Bank!

Janet Jacobs - President

janet jacobs profileJanet L. Jacobs serves Commercial Trust as President and Trust Officer. A native of Fayette, Janet earned her Bachelor of Arts degree in English from Central Methodist College, now Central Methodist University, in 1977, and her Master of Arts degree in English from the University of Missouri-Columbia in 1980. She continued her financial education at the American Bankers Association Stonier Graduate School of Banking at the University of Delaware in Newark, Delaware, and Georgetown University in Washington, DC.

A lifelong supporter of the Fayette community, Janet is an active participant as a member of the Central Methodist University Board of Trustees, Howard County Community Foundation Board of Directors, the Fayette Rotary Club, a Past President of the Optimist Club of Fayette, the Ashby-Hodge Gallery of American Art Board of Directors, the Thompson Foundation for Autism Board of Directors, the Fayette Armstrong Area Betterment Association, and the Fayette High School/Central Methodist University Unity Award Board of Advisors.

Gina Sanders - Executive Vice President & Chief Lending Officer

NMLS #583103

gina sanders profileAs a native and lifelong resident of Glasgow, Gina M. Sanders chose to begin her banking career in the Howard County area in 1987, and joined Commercial Trust as Executive Vice President and Chief Lending Officer in 1998. She currently serves as Executive Vice President and Chief Lending Officer. A specialist in real estate, commercial, and consumer loans, Gina also serves on the Commercial Trust Company Board of Directors. She is an active member of the Fayette Rotary Club and the Fayette Armstrong Area Betterment Association, and also serves on the Howard County Community Foundation Board of Directors.

Gina is involved in many facets of the Glasgow community, and she is particularly active in the Glasgow Booster Club, which supports many extracurricular and sports activities for all ages of students within the Glasgow school system.

Kyle Elliott - Chief Executive Officer & Chief Financial Officer

kyle elliott profileAs an experienced investment advisor, Kyle Elliott offers clients a full range of financial services, including retirement planning, education planning, insurance needs, and estate planning. A graduate of the University of Central Missouri, he also holds a Master of Business Administration degree from the University of Missouri and a degree from the University of Wisconsin Graduate School of Banking. Since joining Commercial Trust in 1992, Kyle now serves as Chief Executive Officer and Chief Financial Officer with over twenty years of banking experience and has served as an adjunct professor in the Department of Economics at Central Methodist University.

A lifelong resident of Howard County, Kyle is also actively involved in a wide variety of community and philanthropic activities in the area, including the Fayette Rotary Club, the Fayette Optimist Club, and the Fayette Armstrong Area Betterment Association.

Jill Chipley - Senior Vice President

Jill Chipley is Senior Vice President and Loan Administration Supervisor at Commercial Trust in Fayette. A resident of Howard County, she began her banking career in 2007.  Beginning as a teller, Jill has enjoyed learning many different aspects of banking over her career. Since joining Commercial Trust in 2015, she now focuses on Lending Compliance and Administration, and Information Technology and Cyber Security.

Courtney Neville - Vice President & Loan Officer

Courtney Neville joined the Commercial Trust Company family in August of 2017. Starting as a teller she soon moved to the loan administration portion of the bank. That’s when she found her passion for banking. Courtney enjoys the everyday communication with our customers and appreciates the ability to make friends with our patrons. She values building relationships and giving back to the community. Courtney can’t wait to welcome both new and familiar faces to CTC and assist in your banking needs.

A trusted friend for over 100 years!